1. Remember what things are worth. Things you carry things in, things you wear on your feet and things you put on your body should never cost more than an average person's car payment.
2. If you think it might be worth the price and it costs more than what you pay for your lunch, let it ride for 24 hours. If you still think it is worth it, you really still need it or really want it, go back. If it is gone, it was not meant to be yours.
3. And finally, spending means not saving. Not saving means going back to the same stress and sleepless nights I am finally starting to get out of.
Makes that Macy's card a lot less attractive!