I did some shopping at Goodwill today. (See the picture at the left and check out the shopping page for a complete description and a little better look). A generous work bonus and finally paying off the IRS with some leftover has gotten me to where financially I can see a light at the end of the tunnel and be relatively sure it is not a train! Now comes the hard part. Not going back to my bad money ways! I love shopping, but I desperately want to remember the life lessons of the last two difficult, stress filled years. Like a drug addict just let out of rehab, I find one half of myself wanting to try to get my Macy's card back and the other half sweating when I pick up a $1.99 t-shirt. Below are some of my thoughts on staying on track when I am have been filled with temptation and an available credit card balance.
1. Remember what things are worth. Things you carry things in, things you wear on your feet and things you put on your body should never cost more than an average person's car payment.
2. If you think it might be worth the price and it costs more than what you pay for your lunch, let it ride for 24 hours. If you still think it is worth it, you really still need it or really want it, go back. If it is gone, it was not meant to be yours.
3. And finally, spending means not saving. Not saving means going back to the same stress and sleepless nights I am finally starting to get out of.
Makes that Macy's card a lot less attractive!
1. Remember what things are worth. Things you carry things in, things you wear on your feet and things you put on your body should never cost more than an average person's car payment.
2. If you think it might be worth the price and it costs more than what you pay for your lunch, let it ride for 24 hours. If you still think it is worth it, you really still need it or really want it, go back. If it is gone, it was not meant to be yours.
3. And finally, spending means not saving. Not saving means going back to the same stress and sleepless nights I am finally starting to get out of.
Makes that Macy's card a lot less attractive!
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